Some of he upper echelons fail big time to not know the realities of pore struggling Bahamians.....simple mathematical analysis is ya looks at the prospective market ya appealings to ....age 65 is when deys pays get cut an dey on pension...so ya appealling to employed at 18 to 65 years old.....lookin at the successfull applicant(s)..ys see the amount of the repayment whole loan to repay monthly...das ite 45% total loans debt service ratio....an the applicant must be able to survive with leeway on 55%.....Given that reaserch must have been done so as to know that these lowest prices would be a sellout but obviously is not....the government researchers officials responsible should offer their resignations for this blunder....Da Minister had ample time to do research knowing the govt workers pay and salary deductions and VAT increase on applicants budget analysis before rolling out project....

On the next aspect of govt not getting into the constructoon business because of shoddy workmanship......well doesnt the govt presently get into the construction of clinics....repairing schools....fixing roads....seawalls .getting BAMSI buildings built...?????.....NO MATTER WHO BUILDS THE BUILDINGS.....GOVT IS INVOLVED IN THE FINAL ANALYSIS OF LAWFULLY INSPECTING IN STAGES...CERTIFYING THESE STRUCTURES THAT CONSTRUCTION IS IN ACCORDANCE TO CODES RULES REGULATIONS FOR SAFE OCCUPANCY....OR DESIGNATED STANDARDS ARE MET FOR USE...,,!!!.....well mudda tek sic dred...!!!!!

some became filthy rich,most stayed dirt poor and worst,because our black governt has kept the people ignorant,and dependent on the govrnt to give them all they need,so no good effort but al least now you new commers know what the banks knew all along ,most bahamians cannot make it on there own even with a good education,we really never struggle and stride,we all were taught to get a goverment job,and skid thru life for all our lives not thinking that one day things will change,now it has and most of us dont know what to do,no more security blanket,so lets gamble our savings away,govevnt made robbing its people legal,thats is why pop symonette didnt want leagal gambling in his country,things will change slowly,for our peoplebut it has to change for the new day,nobody told you about that yet did they???????? cause not.

A once in a lifetime offer, ha when the persons who need these home can't afford them, some time ago it was stated that about 80% of Bahamians don't have $1000.00 in their bank account, with minimum wage between $210 - 250 per week, 15% vat, high electricity, food cost high, gas cost high, phone, cable, internet all high, how can and who will be able to qualify?. I think this is all a gimmick, they, the government will say " oh we made a once in a lifetime offer and Bahamians didn't take advantage of the offer" knowing full well that about 80% of Bahamians are too strung out, minimum wage, and taxed out to be able to afford this offer in the first place.

Has thought too crossed others mind's that the striking resemblance minister to the local comrade Hand Bag Designer - after he got's all pumped full of embalming fluid and posed up like a waxwork sitting chair at funeral homes's viewing body - just might be scaring away the more timid 'build your own home' applicants? { Can't just make this stuff up }. Something the Queen should've been told.

Ok Minister....so 9 out of 60 qualified....dats like..15%......so last go arpund 4,000 Mortgages did qualify are in default hence da Mortgage Relief effort that did not even work....so where the huge 4,000 qualified mortgages that failed come from and dats only the ones that failed.....so how come ....these loans that tied up billions need to be investigated.....if loans were given out that didnt qualify causing failure then persons need to go to jail....!!!!