> “It doesn’t address the underlying > structural problems of mortgages, > which is the cost of lending and > borrowing, coupled with an economy > that’s been in contraction for the > last two years.
True, these same problems extend to consumer loans.
In the past, people would buy a home and get a a plastic dining room set, till they could afford one. now the bank adds on an overpriced set from a local shops-- you do not have to have money, all you have to have is salary to deduct.
when my parents bought their home, they went to a estate sale and got used furniture, and we kept old appliances.
Now, if any furniture piece in my house breaks down, i replace it with patio furniture. a heavy duty plastic chair is easier on the back and lasts longer. you can also find a lot of used furniture and appliances about.
And my home is very small, that way i save on property taxes.
last year, arawak homes was promoting a home which mortgage was less than 1,000 per month-- which is about what a two bedroom rent would cost. however he said that people could not afford that because they had car, furniture and vacation loans on top of that.
back in the day, a trip to disneyworld was a once in a lifetime experience, now people buy those timeshares at a 25% premium paid to the central bank and roll over a vacation loan to go every year.
people need to focus on what is really important to them to get ahead.
the govt does not help, they give salary deduction codes to the payday loan shark businesses and allow civil servants to deduct 75% of their salary.
this morning, the price control commission awakens, they had been hibernating after much fanfarre shortly after the vat implementation.
It is all smoke and mirrors:
1. the goods are margin controlled, not price controlled. 2. only a few goods are on the price control list, and good businesses enforce that through their computer systems making violations very rare
Do i feel guilty about purchasing online? No, they people who work for the couriers are baahmainas and make a living too.
in fact, they compare the commercial invoices to the receipt presented to reflect that difference, In addition, they also take pictures of the shipment.
Sometimes i can even match the commercial invoice price to the price I pay, there are apps that send you messages when the amazon price drops. So i pay all duties according to price paid.
> Mr Turner emphasised that it was the > responsibility of the importing > company or individual to ensure that > due import duties were paid, not the > courier, freight forwarder or broker.
this is concerning. the courier i use gives me an invoice that includes customs duties. But in the past, i trusted that the broker would pay the duty i pay him.
So, am i now legally liable if the courier does not pay customs duty that i piad him?
ohdrap4 says...
Cameron did it this morning.
On Gender equality referendum went ‘hopelessly wrong’, admits PM
Posted 24 June 2016, 7:51 a.m. Suggest removal
ohdrap4 says...
> “It doesn’t address the underlying
> structural problems of mortgages,
> which is the cost of lending and
> borrowing, coupled with an economy
> that’s been in contraction for the
> last two years.
True, these same problems extend to consumer loans.
In the past, people would buy a home and get a a plastic dining room set, till they could afford one. now the bank adds on an overpriced set from a local shops-- you do not have to have money, all you have to have is salary to deduct.
when my parents bought their home, they went to a estate sale and got used furniture, and we kept old appliances.
Now, if any furniture piece in my house breaks down, i replace it with patio furniture. a heavy duty plastic chair is easier on the back and lasts longer. you can also find a lot of used furniture and appliances about.
And my home is very small, that way i save on property taxes.
last year, arawak homes was promoting a home which mortgage was less than 1,000 per month-- which is about what a two bedroom rent would cost. however he said that people could not afford that because they had car, furniture and vacation loans on top of that.
back in the day, a trip to disneyworld was a once in a lifetime experience, now people buy those timeshares at a 25% premium paid to the central bank and roll over a vacation loan to go every year.
people need to focus on what is really important to them to get ahead.
the govt does not help, they give salary deduction codes to the payday loan shark businesses and allow civil servants to deduct 75% of their salary.
On Mortgage plan failing to tackle ‘root cause’
Posted 23 June 2016, 11:09 a.m. Suggest removal
ohdrap4 says...
well, the mosquito is the least of your worries, you can buy repellent.
zika can be transmitted by sperm, so, athletes, no hankypanky in brazil!!!!
On Fight against Zika virus turns focus to Olympic athletes
Posted 23 June 2016, 10:54 a.m. Suggest removal
ohdrap4 says...
The new are interesting, yesterday, they wanted to crack down on couriers :
http://www.tribune242.com/news/2016/jun…
this morning, the price control commission awakens, they had been hibernating after much fanfarre shortly after the vat implementation.
It is all smoke and mirrors:
1. the goods are margin controlled, not price controlled.
2. only a few goods are on the price control list, and good businesses enforce that through their computer systems making violations very rare
Do i feel guilty about purchasing online? No, they people who work for the couriers are baahmainas and make a living too.
On Govt is warned: ‘Keep hands out’ of private firms
Posted 23 June 2016, 8:39 a.m. Suggest removal
ohdrap4 says...
the courier I use refuses commercial invoices.
in fact, they compare the commercial invoices to the receipt presented to reflect that difference, In addition, they also take pictures of the shipment.
Sometimes i can even match the commercial invoice price to the price I pay, there are apps that send you messages when the amazon price drops. So i pay all duties according to price paid.
On Customs ‘challenged’ to match courier pace
Posted 23 June 2016, 8:30 a.m. Suggest removal
ohdrap4 says...
this is what comes when people running these departments are not computer literate.
Jeff Bezos is doing the work of the price control comission. As long as the couriers are in business, i buy evrything on amazon.
my neighbor just shipped a couch.
On Govt is warned: ‘Keep hands out’ of private firms
Posted 22 June 2016, 10:01 p.m. Suggest removal
ohdrap4 says...
well , one writer in the tabloids refers to them as the SOB Pastors.
Save our Bahmaas = SOB lol
The acronym is a freudian slip lol.
On Group questions any change in Biblical basis for marriage
Posted 22 June 2016, 9:42 p.m. Suggest removal
ohdrap4 says...
again, reward bill duckers.
On 3,000 users may have electric debt written off
Posted 22 June 2016, 2:29 p.m. Suggest removal
ohdrap4 says...
> Mr Turner emphasised that it was the
> responsibility of the importing
> company or individual to ensure that
> due import duties were paid, not the
> courier, freight forwarder or broker.
this is concerning. the courier i use gives me an invoice that includes customs duties. But in the past, i trusted that the broker would pay the duty i pay him.
So, am i now legally liable if the courier does not pay customs duty that i piad him?
Is customs going to prosecute half the country?
On Customs ‘challenged’ to match courier pace
Posted 22 June 2016, 12:23 p.m. Suggest removal
ohdrap4 says...
the journey of one thousand miles starts with one step
show these septuagenarians that the youth counts
On Independent candidate bids for Bain and Grants Town seat
Posted 20 June 2016, 9:52 p.m. Suggest removal