**ScrewedBahamian**.... Something is wrong with the picture you are painting about your contributions to NIB for 38 years and not being able to recieve a pension.
1) Did NIB loose your contributions records?
2)Did your employers over the years not make your contributions to NIB?

You should atleast qualify for the minimum wage pension even if you were self employed and has gaps in your contribution history.

Tke your case to the appeals tribunal at NIB

Sheep you can also add the big one administrative expenses.

**There are now five accepted ways in which a person with little or no means may get unrealistic wealth in a relatively short period of time: wholesale drug dealer; the pulpit; politics; web shop operator and/or a liquor store**

MR Bodie, How can you conveniently leave out the sixth area people gain unrealistic wealth and that is an area you know very well eg:the crooked lawyers who daily fleece hard working Bahamians out of their hard earned funds with exorbitant fees and under the guise of holding funds in escrow accounts where the funds go missing and is sometimes miss placed. Or did you intentionally leave this sixth area out because you would be steping on your own proverbial corn ?.

Government needs to zone each island in the Bahamas with proposed development sizes for each zone on each island. Tell the investors where their development is likely to be approved and not approved. Can you imagine the public infactructure the government would likely be required to put in for a development of this size. In Abaco and repeating the same infrastructure for the proposed north long island eco friendly development.

That's may be the reason Bakers Bay is situated on a cay ....lol

Although this development is at this stage just a dream of the Tyrsoz Family Holdings Ltd, and not yet money in the ground, I am still amazed at how Abaco , Exuma, and Bimini are all swamped with investment proposals these days and Grand Bahama continues to languish in a valley of dispair with its world class infrastructure.
Could it be that investors today simply want no dealings with the port authority ?
Or the results of pindling bend or break speach still has relevance more than four decades after it was made?

After this five years of fiscal consolidation by this government. It is my wish that a larger percentage of Bahamians would come to the realization that government can not be their all in all go to guy for every little penny they desire weather it from social programs or corruption.. Get up and become entrepreneurs and try to become self sustaining.with good decision making in their financial lives. Adopt prudent spending habits,develop strong work ethics.and get rid of the mindset the PLP has encouraged for too long and pay attention to the bigger picture.

Providence Advisors/WRDG consortium features waste management providers such as United Sanitation and Waste Not.The consortium also features two US companies, Delaware-incorporated Ameresco Ltd and Louisiana-based Furnace and Tube Services Inc. Ameresco is a financier and developer of energy efficiency and conservation projects, while Furnace and Tube Services provides engineering design, installation and maintenance.

The writer wants the native Bahamian to become a second class minority in this blessed country of ours. If what he wants takes place, Gentrification will be the order of the day in this country Our resources will be further strained and classism will have a new meaning this country.

I say eliminate or reduce the Brain drain, Give Bahamians the same investment incentives as foreigners and we will be just alright.

Retrenchment in the the pension, investments and capital markets business in the Bahamas will continue as long as Bahamians fail to adopt a long term view with their personal finances. What is needed is more education from the primary school level so that our youth can learn about what is possible with consistent saving, power on compounding interest, investment products, that are available. Too many of us see national insurance as our hope for survival in retirement so we live for today with the attitude that tommorow will take care of itself. The old fashion asue that our parents partook in along with the Money we gamble every day can easily be pooled into financial products to create thousands of financially secured individuals. A change in the Bahamian mindset is needed.