I think the question for the court should be who is going to benefit here? If the money goes back to the bank and the Spicers loose their home and business development then some fat cat behind the bank will benefit and two half finished dwellings sit derelict. If it's found that the bank has been a bit naughty (bearing in mind you go to these people for their expertly expertness) then I think someone who has worked all their lives for their family and community will benefit and the community as a whole will benefit as there will be a new business venture. They are good solid Bahamians so the money, profits etc. will pour back into Abaco. I hope sense and sensibility prevails. (watched from the UK with interest). Good luck Malcom, I hope they do the right thing and what's best for Abaco.