> So if you miss the deadline on your > card payment and your balance is > $5,000, your interest will be $90.00 > plus $40.00 which is $130.00. But not > only that,but rather than wait until > the end of the month to pay, we rush > in and pay the next day even though > the interest charged is for the entire > month. So the bank makes $90.00 on us > for just one or two days, plus a > $40.00 late fee.
John, you are really being reckless. They are making 90.00 interest on the outstanding balance on the past 30 days. They are making the 40.00 for being late one or two days. You would never get a late fee if you pay on time.
You will also pay ZERO interest if you pay off your credit card. and your math is wrong at 18% a year the interest on 5000 is 75.00. For a 90 charge you are being charged 21%, the rate for cash advance.
Funny, the payday advance loan sharks charge 23=25% per annum plaus fees and you do not complain.
It depends on what services you get. I considered changes banks, but the total in fees I would pay averaged out to be the same, so I chose the bank with the better credit cards.
I am now using powdered detergent to wash dishes, clean the toilet-- just buy the ones with NO phosphates and NO optical brighteners. This eliminates buying dishwashing liquid, bleach and Comet. vat free.
i am now buying canned soup and evaporated milk for breakfast. vat free.
i wash my hair with coconut oil bar soap and condition with corn oil and coconut oil, corn oil in greater proportion. vat free. i also made some homemade deodorant.
The cat eats tuna and mackerel. Cheaper then cat food and vat free. But i get a small bag of dry food for emergency.
Butter and oils are vat free as well.
Sadly, eggs are not vat free and I eat tons of that.
And fruit, well, i just stopped buying fruit, that is savings.
I stashed coffee and tea before VAT, so still using my stash.
I stashed sugar before the vat increase. what used to be 1.89 + 7.5 % is now 2.39 + 12% at super value.
ohdrap4 says...
So what. An american previously held the title of Miss Bahamas. [2011 or 2012]
Anastagia Pierre
If you look her up on youtube, here is her description:
"Actress, Model & Influencer based in Miami Former Miss Florida USA & Miss Bahamas "
On Beauty queen loses title over social media post
Posted 13 September 2018, 10:04 a.m. Suggest removal
ohdrap4 says...
> So if you miss the deadline on your
> card payment and your balance is
> $5,000, your interest will be $90.00
> plus $40.00 which is $130.00. But not
> only that,but rather than wait until
> the end of the month to pay, we rush
> in and pay the next day even though
> the interest charged is for the entire
> month. So the bank makes $90.00 on us
> for just one or two days, plus a
> $40.00 late fee.
John, you are really being reckless.
They are making 90.00 interest on the outstanding balance on the past 30 days.
They are making the 40.00 for being late one or two days. You would never get a late fee if you pay on time.
You will also pay ZERO interest if you pay off your credit card.
and your math is wrong at 18% a year the interest on 5000 is 75.00. For a 90 charge you are being charged 21%, the rate for cash advance.
Funny, the payday advance loan sharks charge 23=25% per annum plaus fees and you do not complain.
On Banks backing down on fees
Posted 13 September 2018, 7:14 a.m. Suggest removal
ohdrap4 says...
my bank offers a standing order where the credit card minimum payment is made at the appointed date,, on friday or the business day before a holiday.
the late fee is avoided altogether.
but RBC made tha go away.
On Banks backing down on fees
Posted 12 September 2018, 12:59 p.m. Suggest removal
ohdrap4 says...
It depends on what services you get.
I considered changes banks, but the total in fees I would pay averaged out to be the same, so I chose the bank with the better credit cards.
On Banks backing down on fees
Posted 12 September 2018, 10:29 a.m. Suggest removal
ohdrap4 says...
most bread basket items have long been duty free.
On Food store VAT exceeds forecast by double digits
Posted 11 September 2018, 2:25 p.m. Suggest removal
ohdrap4 says...
my buying patterns have changed.
I am now using powdered detergent to wash dishes, clean the toilet-- just buy the ones with NO phosphates and NO optical brighteners. This eliminates buying dishwashing liquid, bleach and Comet. vat free.
i am now buying canned soup and evaporated milk for breakfast. vat free.
i wash my hair with coconut oil bar soap and condition with corn oil and coconut oil, corn oil in greater proportion. vat free. i also made some homemade deodorant.
The cat eats tuna and mackerel. Cheaper then cat food and vat free. But i get a small bag of dry food for emergency.
Butter and oils are vat free as well.
Sadly, eggs are not vat free and I eat tons of that.
And fruit, well, i just stopped buying fruit, that is savings.
I stashed coffee and tea before VAT, so still using my stash.
I stashed sugar before the vat increase. what used to be 1.89 + 7.5 % is now 2.39 + 12% at super value.
On Food store VAT exceeds forecast by double digits
Posted 10 September 2018, 9:48 p.m. Suggest removal
ohdrap4 says...
you got this guy's address?
On Food store VAT exceeds forecast by double digits
Posted 10 September 2018, 9:37 p.m. Suggest removal
ohdrap4 says...
wow, that is customs duty disguised as VAT.
is that really how it is?
On Food store VAT exceeds forecast by double digits
Posted 10 September 2018, 9:36 p.m. Suggest removal
ohdrap4 says...
sure it is up.
it is because non- vatable prices are up lol.
On Food store VAT exceeds forecast by double digits
Posted 10 September 2018, 3:32 p.m. Suggest removal
ohdrap4 says...
mexico does not give automatic citizenship by descent.
kind like the bahamas.
On Taranique still trapped in limbo
Posted 28 August 2018, 4:15 p.m. Suggest removal